WAHYUDI, Yudhi; DARMASTUTI, Ismi. Structural Reorganization and Credit Growth in Commercial Banking: A Systematic Literature Review. National Sustainable Development Studies, Yogyakarta, Indonesia, v. 4, n. 2, p. 184–199, 2025. DOI: 10.63208/21012-221. Disponível em: https://www.iacs.co.id/nsds/article/view/221. Acesso em: 10 may. 2026.