Sirait, Fathihari Afkha, Rahmat Budi Legowo P, and Mirwan Surya Perdhana. “Digital Transformation in General Insurance: Strategies for Competitive Advantage”. Entrepreneurship and Innovation Review 4, no. 1 (January 23, 2026): 48–64. Accessed May 8, 2026. https://www.iacs.co.id/eir/article/view/228.